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Let’s face it – we’ve all been in situations in which we desperately need some cash, and fast. Not all of us have parents, relatives or friends that we can go to and ask for a temporary loan or a handout. If you can – you’re among the few and should consider yourself lucky. The rest of us are left standing there grasping at desperate thoughts and how to just make some money magically appear. There are companies that offer instant loans and don’t require them to be paid back in as short of a time period. Perhaps you could find an instant loan that gives you a year to pay them back.